1. Introduction
Welcome to Loan Calculator Tools ("we," "our," or "us"). This Privacy Policy explains how we collect, use, and protect your information when you visit our website at loan-calc-tools.vercel.app (the "Site").
By using the Site, you agree to the practices described in this policy. If you do not agree, please discontinue use of the Site.
2. Information We Do NOT Collect
We do not collect any personal data. All financial calculator tools on this Site run entirely in your browser. Data you enter into any calculator (loan amounts, interest rates, salary details, etc.) is processed locally on your device and is never transmitted to our servers or stored by us.
We do not require registration, do not ask for your name or email for using the calculators, and do not maintain user accounts.
3. Automatically Collected Information
Like most websites, we use third-party services that may automatically collect certain non-personal information through cookies and similar technologies:
- Google Analytics — We use Google Analytics to understand how visitors use the Site. Google Analytics collects anonymous usage data (pages visited, time on site, browser type, approximate location). For details, see Google's Privacy Policy.
- Google AdSense — We display advertisements through Google AdSense. Google uses the DoubleClick DART cookie to serve ads based on your visit to this Site and other sites on the Internet. You may opt out of the DART cookie by visiting Google Ad Settings.
- Log Data — Our hosting provider (Vercel) may log standard technical information such as IP addresses, browser type, and timestamps for operational and security purposes.
4. Cookies
Cookies are small text files stored on your device. This Site uses:
- Essential cookies — None. The core functionality of our Site does not require cookies.
- Analytics cookies — Set by Google Analytics to measure traffic and usage patterns.
- Advertising cookies — Set by Google AdSense to serve relevant ads and measure ad performance.
You can disable cookies through your browser settings. Note that disabling cookies may affect how ads are displayed, but will not affect the functionality of our calculators.
5. Third-Party Ad Serving
Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this Site and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to this Site and/or other sites on the Internet.
Users may opt out of personalized advertising by visiting www.aboutads.info. You can also manage your Google ad settings at adssettings.google.com.
6. CCPA Rights (California Residents)
Under the California Consumer Privacy Act (CCPA), California residents have the right to:
- Know what personal information is collected
- Request deletion of personal information
- Opt out of the sale of personal information
We do not collect, sell, or share personal information. All calculator data stays on your device. If you have questions, please contact us.
7. GDPR Rights (EU/EEA Residents)
Under the General Data Protection Regulation (GDPR), EU/EEA residents have rights including access, rectification, erasure, restriction of processing, data portability, and objection to processing. Since we do not collect personal data, there is no personal data to access, rectify, or delete. Cookie consent may apply; you can manage cookie preferences in your browser.
8. Children's Privacy
This Site is not directed at children under 13. We do not knowingly collect personal information from children. If you believe a child has provided personal information through this Site, please contact us so we can take appropriate action.
9. Data Security
Since we do not collect or store personal data, there is no user database to breach. Our Site is served over HTTPS (SSL/TLS encryption), ensuring all data transmitted between your browser and our servers is encrypted in transit.
10. Contact Us
If you have questions about this Privacy Policy, please contact us:
Email: 2995991652@qq.com
Or visit our Contact page.